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PERSONAL INSURANCE
Learn The Facts, Then
Consider Flood Insurance
Have you considered buying flood insurance?
Before you answer “no” and add, “Why would I need that?” or “I don’t live anywhere near a river!” you
should know that many home and business owners have offered similar responses
and then gone on to suffer uninsured flood damage.
Before you decide not to purchase flood insurance, you owe it to
yourself to learn some facts:
·
A little water can cause a lot of
damage. According to the
FEMA-sponsored website FloodSmart.gov, only 3 inches of water in a
1,000-square-foot, slab construction home can result in damages of over
$11,000! Put that 3 inches in a finished basement and the cleanup costs alone
can run you more than $5,000.
·
You don’t need to live on a
riverbank to get flooded.
Many floods occur far away from a body of water. Water flowing down an incline, pooling in a
low-lying area or unable to enter a blocked storm drain can find its way into
your home or building.
·
Flood insurance can be inexpensive. If your home lies outside the floodplain and
has a slab foundation, you can purchase enough coverage to pay for your cleanup
costs and minor repairs for as little as $129 a year. Homes with crawlspaces or
basements will pay only slightly more.
Please don’t go unprotected against
flood damage without learning the facts about your risks and coverage
options. Be informed. Be protected. Contact our office to talk
about flood insurance. Carlisle Insurance Agency in Jackson, Oh 740-286-5031 www.carlisleinsagency.com carlisleagency@hotmail.com
Tuesday, January 8, 2013
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